Personal bank account in Belgium
I looking into opening a personal bank account here in Belgium. I will be predominately using it Belgium, but it's necessary that my debit/credit card works abroad. I find a lot of people won't take my "credit card" which is actually a debit card in America. My American cards don't have chip and pin, and they always hammer me in fees, from unfavorable exchange rates, to foreign transaction fees. I'm really getting sick of it.
So my two questions- will my "credit rating" from America help me get a credit card here? And what banks do you recommend, or recommend I stay away from. At home, there are a few banks I make it a point to never use, as they're notorious for ripping off their customers. Also- what's my best option as far as setting up an account here?
I am married to a flemish women, who is a Belgian citizen. I plan to eventually open two different accounts, one mutual, and one personal.
Thanks in advance for all your help!!! Any personal experiences can also help me decide!