Mortgage for expat
We are trying to secure a mortgage for a new apartment that we have signed the sales agreement for. We have applied for permanent residence and should get a confirmation in the next 2-3 months (have annex16bis for confirmation) but at the moment we only have temporary residence card. We already contacted 2 banks and they are hesitant to start the mortgage application without a permanent residence card. Do you know any banks which offer mortgages to expats who have not yet got permanent residence? Our financial situation is very healthy with no outstanding loans and low EMI-to-NetMonthlyIncome ratio. It seems quite surprising that there is no option for expats without permanent residence card to get a mortgage in Belgium - hope someone can help?