L'épargne à long terme or L'épargne-pension
I am working as an independent here in Brussels and I am wondering whether anyone perhaps could help clarify about the pension options EP/E...à long terme.
I want to use as a pensions savings and L'épargne à long terme looks like a much much better option to optimize the amount of money you can save with fiscal benefits.
However, I plan on buying in Brussels area (not Flandre or Wallonie) in the next 2 years probably and this is where I am confused.
Do you lose the tax savings when you buy with l'épargne à long terme but not if you save with l'épargne-pension.