I am throwing this out to everyone - any advice is welcome.
I am planning to downsize - it just makes more sense now. As my husband and I work independently (a fixed salary is impossible - some months are ok and other months are disastrous - but we have managed), I'm just wondering if it would be better to take at least a majority of the loan from the bank and invest the cash we will get from our house so that we can have a pension plan set for it. Who would be the right person to advise me? My mortgage will be fully paid up in a year. Thanks so much