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Insurance for cancellation of trips/holidays
Dear all,
Your advice/experience would be welcome for the following issue: we booked a few trips, but for personal reasons we might not be able to travel. It might be as well at very short notice that we would know...
Is there an insurance for cancellation of holidays/trips that you have successfully used and would recommend? I am not talking about an insurance for one trip, but for an entire year which includes several trips, some of them long distance.
Many thanks in advance for sharing your experience!
Question for an independent insurance broker.
You want to be able to insure for multiple trips spread over a year so that you can cancel any or all of them at will knowing that your loss would be minimal.
I would be amazed if you could find such cover.
Most cancellation insurances are for a specified trip and are only valid if the trip is cancelled for a specified reason - typically illness but certainly not because you simply change you mind.
We bought the ING annual trip cancellation insurance since I had a high risk of needing to cancel due to medical reasons, but thankfully I haven't had to use it yet!
The info is here:
https://www.ing.be/en/retail/insurance/assistance/Pages/Travelcancellati...
The valid reasons for cancellation are in the pdf page 4: https://www.ing.be/SiteCollectionDocuments/generalconditions_LionTravelS...
I am insured with Touring - they have temporary or annual cover for 1 person or for the whole family. I did not have to use it yet, though.
http://www.touring.be/fr/Produits/assistance-vacances/assurance-annulation/
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