Car insurance question
I'm looking for advice from anyone who has been in a similar position.
We had our car from the UK over here for a few weeks and were involved in an accident (no-one hurt thankfully). The BE driver has admitted full responsibility, but our UK insurance company are saying that - even though BE will pay for everything - the car has to be written off as the cost of the repairs is more than the car's value.
They say this is because the standard procedure is for each insurance company to cover the costs of their own clients then sort it out between themselves and they won't pay out more than the car's value even if they are going to recover it. I'm about to spend an interesting evening reading my policy, but any ideas?
They say this is baciuse the standard procedure is for ecah nsrance company yto cover the costs of their own clients