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Car insurance - Clueless!



I have just put an order in to buy my first car (a Smart). I have been quotes insurance by 4 different companies but the price differs tremendously from €1,089 to €1,600/year.  

Would the cheaper one (covering civil liability, body damages (£400 premium) and legal protection be sufficient?

Or do I really need the expensive one (which also covers theft, 100% refund if the car gets written off in the first year and breakdown cover).

Thanks for your help!



Hi Charlotte, I'd go for fully comp the first two years then change to third party thereafter.

Sep 14, 2011 11:26