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Car damage on parking lot - nned to call police?

Question

I've had my car damaged during night on a parking lot by some other vehicle. Is it obligatory to call the police in order to get the insurance coverage? Or can I just claim insurance without the police report?

Thank you.

CM

On my policies I have to. Just go to the police station and they will give you an incident form. It takes five minutes.

Jul 26, 2015 16:54
CC_R

Usually easier to do it in case because if you need it after its a bit late. Also the police should be aware in case it's a common occurrence there.

Jul 29, 2015 18:19