Belgian mortgage using UK salary
I’m moving to Antwerp from the UK to be with my girlfriend who’s a student and we are looking to buy a fixer-upper together. We had some questions, which are proving difficult to find any answers to - it seems our situation is quite specific!
-Is it possible to get a mortgage based on a UK salary and are there any tax implications of this? We do not own any other property.
-I plan to quit my job and get Belgian citizenship once we own the house. I will then work full-time on the renovation. I assume this is possible so long as we continue to pay our monthly repayments?
-We are aware of the one year rule regarding living in a property before selling. We are considering putting this first house in my name and then selling it after a year. We would then put the next property in her name. Would that help navigate the tax implications?
-Are large gifts to my girlfriend taxable i.e. if I gave her the money to buy the second property (in the UK it is above a certain threshold)?
We’ve done a lot of research and intend speak to banks regarding mortgages in due course. Any initial help would be really appreciated!
Thanks in advance