Any advice would be helpful. My wife and I are trying to buy a larger house for our growing family. We currently have a smaller place which we've owned for 10 years. We found a buyer for the place as well as a larger place. We applied for mortgage for the larger place with our current lender. Application's been turned down on the basis that we borrowed part of the notary fees through another lender (25%) and the remaining amount, which will be covered from the sale of our current house also needed to be shown but we could not do so as our buyer hasn't paid us yet (though they've signed the compromis and paid a 10% guarantee). I made enquiries with another lender who says I qualify for a mortgage with them (I didn't go into details about the refusal from my current lender). In order to try and ensure that I don't get a refusal from these guys, I want to pay off part of the 25% that I borrowed. My question is, have any of you been in a similar situation and if so, what would you recommend I do as I don't want to taint my record to the extent of being refused credit across Belgium. Thank you.